2026-01-21 12:30:00
Estimates compiled by Modular Finance on behalf of Arion Bank.
Number of contributors: 8 (all of which have been updated or confirmed before the report)
| KPI (MISK, unless otherwise specified) | Q4 2025E |
| Net interest income | 12,530 |
| Net interest margin (%) | 2.97 |
| Operating income | 18,395 |
| Operating expenses | - 8,735 |
| Cost-to-core income (%) | 53.64 |
| Net earnings | 6,222 |
| Return on Equity attributable to shareholders of Arion (%) | 12.27 |
| Earnings per share (ISK) | 4.49 |
More consensus estimates can be found on Arion Bank’s webpage: https://www.arionbanki.is/english/about-us/investor-relations/equity-investors/analysts/
Arion Bank’s Q4 report will be released on Wednesday 11 February.